Getting travel insurance is generally a straight forward practice. Getting a quote for a policy, applying for it and gaining the cheapest deal can be relatively straightforward.
However, if you have been diagnosed with a serious medical condition, either recently or in the past, it can prove difficult that you need most when travelling abroad. Serious problems such as heart and cancer conditions prove the most difficult to gain medical insurance coverage for especially as the number of people with pre-existing conditions looks set to rise.
Around 2 million people in the UK live with cancer and, a number which will double in the next 20 years. Also the numbers of people suffering from heart conditions is somewhere near 2.5 million and as life expectancies are lengthening these numbers are due to increase.
So as we enter the busiest time of the year for holiday bookings more people are struggling to gain travel insurance which is sufficient enough to cover them whilst they are abroad. The issue remains with people who have been given the all clear.
People who had been diagnosed with a serious medical condition and have since been given the all clear still struggle to gain travel insurance which most people feel unfair as they are no longer seriously ill.
It seems like the insurance companies are withholding offering cover to those "safe" people who wont be as susceptible to illness costing the insurer thousands of pounds - which begs the question; what is the point in this type of insurance?